WHAT WE DO

 

Platinum Financial Services

With its head office in Hong Kong and a representative office in Shanghai, Platinum Financial Services is an authorised insurance broker company registered with the Insurance Authority of Hong Kong (IA) to transact General and Life (including Linked Long Term) Insurance business. The Platinum business objective is to provide comprehensive independent financial advice to professional expatriates across Asia and to create and maintain wealth for our clients by advising on all aspects of personal financial planning including portfolio optimisation, retirement planning, savings and investments as well as inheritance tax planning.

Soteria Trusts

Soteria Trusts provides a range of solutions to assist clients manage, grow and protect their valuable assets within their lifetime and to create a tax efficient legacy for their beneficiaries. All Trusts are domiciled in Hong Kong and operate under the domestic Trust legislation (CAP 29). Each Soteria offering has an independent Administrator appointed to ensure the scheme operates in line with its individual Deed and Rules. The Administrator is also the registered Trustee who first approves and then acts as Custodian of all assets held within the schemes. Clients are offered a wide range of solutions which are established as discretionary and/or bare trusts, each set up with a specific purposes of helping to create wealth, protect personal and business assets, provide tax efficient retirement schemes and as legacy planning tools for future generations.

Business Class UK

Business Class UK and its sister company Certainty Estate Planners (CEP) assist returning UK expats, foreign nationals who have taken up residence in the UK, as well as certain types of accredited HNW UK based investors, to grow and protect their wealth for future generations by offering tax efficient estate and IHT planning and retirement solutions.

Certainty Estate Planners

Certainty Estate Planners (CEP) is a boutique Will Writing and Estate Planning company based in the North of England. CEP is a Member of the Institute of Professional Will Writers and carries PI insurance to cover the works being done. Outside of the traditional Will Writing services they also offer an Estate Planning Service to UK residents and non-resident clients of all Nationalities. In addition to their core services, they can also assist with a complete range of Trust offerings.

Business Class Asia

Business Class Asia (BCA) is dedicated to delivering the highest quality and widest range of valuable and essential services to both corporate businesses and private individuals within the expatriate community. BCA makes a difference with a level of support and variety of services unequalled across the ever-growing Asian region.

Lifestyle Brokers

Lifestyle is one of the most well respected mortgage brokers in South East Asia, headquartered in Hong Kong with distribution throughout Group offices. In conjunction with local and household names such NatWest Offshore, UOB, OCBC, Bank of East Asia, National Australia Bank, Westpac, ANZ and many more Lifestyle offer local and international mortgages in several currencies in 14 jurisdictions worldwide. Lifestyle Brokers offer a complete range of mortgages: buy-to-let, equity release, tracker mortgages, interest only, multi–currency, cash back, fixed rate and debt- consolidation mortgages.

Lifestyle Insurance

Lifestyle Insurance is the dedicated independent general insurance arm of Platinum Financial Services. Lifestyle Insurance provides a first class, impartial, comprehensive general insurance service to both individuals and corporate clients. We offer a value for money no-nonsense service to save clients both time and money. Our independence guarantees that clients’ interests come first at all times. Clients can take advantage of an online quote system and once satisfied with the policy choice can proceed to buy online.

Lifestyle Property International

Lifestyle Property International offers a selection of the best new-build and re-sale property investments from around the world. All properties are fully researched to take advantage of opportunities in the global markets. This allows clients to build a property portfolio that maximizes capital gains potential while offering either excellent yields through lettings, lifestyle enhancement, or both.

Lifestyle Property Hong Kong

Lifestyle Property is a leading independent Hong Kong real estate agency and our principle focus is to help clients find their dream home. We provide a highly personalised service which specialises in the lease and sale of residential property throughout Hong Kong.

Lifestyle Property Thailand

Lifestyle Property Thailand is operated in line with the same principles as the Hong Kong parent company. Our agents provide a highly personalised service which specialises in the lease and sale of residential property. Customer service is our priority and our main objective is making you feel both important and confident in the excellence of our service and professional advice.

Discretion Wealth Management

Discretion Wealth Management is the marketing division of Platinum Financial Services reaching out to the LGBT community. We understand the special needs for privacy and the unique concerns and legal issues that this globalized community needs to deal with. While strategies for building and accumulating wealth are not all that different, the issues require personal knowledge and experience of them that only LGBT professionals are likely to be able to provide.

Hestia Trusts

Hestia Trusts is an innovative trust account provider, offering members greater control over their assets and providing high income-paying opportunities, which can be distributed on a regular basis. This low-cost administration platform provides access to a diversified range of non-correlated fixed-income assets, making it ideal for estate planning and providing regular income.


OUR THINKING

Integrity, experience, knowledge, discretion and dependability are the overriding principles on which we have built our business. As an independent firm of Regulated Financial Planners, we are not tied to any banks, insurance companies or investment houses, so we can provide you with truly impartial advice and guidance.  When you choose a Financial Planner to help you achieve your life goals, these are the values that we believe you should expect as a minimum from our Wealth Management and Financial Planning team.

Our guiding principles are Independence, Competence, Client Support & Innovation combined with a holistic product range that enables us to offer the most appropriate solutions for our clients’ needs.

  • Independence
    We are not tied to any banks, investment or personal insurance companies and we give advice only in areas that we are fully competent.
  • Competence
    Our professional consultants are trained to meet regulatory and international standards and mentored internally throughout their careers with the Business Class Group. Our individual experts have a range of competences and specialist knowledge that is exceptional in our business. Taking standards to a new level Business Class Group ensures that all business conducted by its representative offices in Thailand, China and Russia conforms to Hong Kong equivalent standards. This is just one example of how we differentiate ourselves from the crowd.
  • Client Support
    We pride ourselves on the regularity of the relevant information we provide our clients to ensure that they know what is happening in global financial markets and how their investments are performing. The Platinum Discretionary Managed Service (DMS) has developed as clients recognise the value in placing their investments under an actively managed service because we understand that in today's advanced investment world clients are demanding a higher and more sophisticated service.
  • Holistic Product Range
    Business Class Group brings Clients, Products & Services together to provide a strong foundation and a continuous platform for all their Financial Service requirements. Our Principals have over 100 years of combined experience across global markets. The holistic range includes UK & Offshore Financial Services, Local and International Estate Agency, International Mortgage arrangement, Insurance Broking as well as Trust creation and Asset protection.
  • Innovation
    We are consistently looking at ways to improve our business and remain a market leader in Financial Services throughout Asia and beyond. To achieve this we encourage our consultants to continuously update their market knowledge and professional qualification status as well as using the latest technology to ensure our systems are capable of delivering exceptional service to all our clients.